Free email course · 10 days · 4 minutes a day
Ten things nobody in my family could tell me about money.
I'm a first-generation chief financial officer. I learned everything below by reading, asking people who knew more than I did, and piecing it together over years. This is the version I'd hand my 22-year-old self, in order.
What you'll get
One short email a day, in this order
- Day 1 Your salary isn't your paycheck
How to read a pay stub, and the three deductions to check in your first month.
- Day 2 Your employer match: get every dollar your company will add
What an employer match is, with real numbers, and the ten-minute fix a lot of people skip.
- Day 3 Which debt to kill first
What to pay off first, and what can wait.
- Day 4 How raises really get decided
What the person across the table is actually weighing.
- Day 5 Credit from zero
How a score is built when nobody co-signed for you, and the one-card rule.
- Day 6 The emergency fund is what lets you say no without panic
Why the emergency fund goes at a different bank, and how big it needs to be first.
- Day 7 When to pay tax on your retirement money
A tax-bracket decision, not a personality test. One question decides it.
- Day 8 What "investing" means: three simple funds, not stock picking
Why that's the whole strategy for most people.
- Day 9 Sending money home
Pick the number, say it out loud. The email nobody with a finance title writes.
- Day 10 A birthday present for future you
One hour a year, around your birthday: nine checks and one fix.
Who's writing this
Everything I wish someone had told me about money at 22.
Chief Financial Officer with an MBA. I learned this by reading, asking, and connecting with people who make these decisions. Everything in this course is what I wish someone had handed me in one place.
Questions
Before you sign up
Is it really free?
Yes. Ten emails, then a short note from me most weeks. No course to buy at the end, no upsell sequence.
Who is this for?
First-generation professionals and anyone who never had a financial mentor. If you earn a salary and nobody at home can explain a 401(k), it's for you.
Is this financial advice?
No. It's education from a chief financial officer who put this together so you don't have to hunt for it. I'm not your advisor; when your situation is specific, pay a fee-only professional for an hour.
How long does each day take?
A few minutes. Each ends with a single thing to do.
What do you do with my email?
Send you the course emails, then a short note most weeks. I don't sell or rent it. Unsubscribe is one click.